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Old 01-31-2013, 08:25 PM   #1 (permalink)
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Default Buying a House help

So I am going to be buying a house soon. I have quite a bit of money saved and it is time. My girlfriend and I will be buying it together. We both have good jobs so why not.

Just looking for some wisdom from you guys. I am still young and dumb, so share some knowledge.

Next week we meet with the bank to get pre qualified. I have been looking at properties. Once pre qualified I will look for a good realtor
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Old 01-31-2013, 08:32 PM   #2 (permalink)
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I am of no help. 49 and still renting. I am a walking lesson on why consumer debt is a curse.
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Old 01-31-2013, 08:57 PM   #3 (permalink)
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step one figure out what is "in" your budget.... dont over spend.... like most people do now adays...

Step two-- do alota of looking around

Step three-- have fun...

if you have any real questions hollar at me, i will answer them with as much knowledge as i can
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Old 01-31-2013, 09:19 PM   #4 (permalink)
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Default

Quote:
Originally Posted by nighttrain View Post
step one figure out what is "in" your budget.... dont over spend.... like most people do now adays...

Step two-- do alota of looking around

Step three-- have fun...

if you have any real questions hollar at me, i will answer them with as much knowledge as i can
Thanks nt, my plan has always been to live slightly below my means to eliminate financial stress. I think banks give people way too much money, I will see what we qualify for then find something significantly cheaper

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Originally Posted by bamazav View Post
I am of no help. 49 and still renting. I am a walking lesson on why consumer debt is a curse.
Thanks for your input!
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Old 01-31-2013, 09:20 PM   #5 (permalink)
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Quote:
Originally Posted by jwood View Post
My girlfriend and I will be buying it together.
No offence intended, Please do not take this the wrong way.

alarm bells. Be damn sure.

I would rather see a young couple commit to each other before such a large purchase is made together.
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Old 01-31-2013, 09:52 PM   #6 (permalink)
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Default

Quote:
Originally Posted by Goat View Post
No offence intended, Please do not take this the wrong way.

alarm bells. Be damn sure.

I would rather see a young couple commit to each other before such a large purchase is made together.
No offense taken, we will get married but right now from a financial stand point this makes more sense. We have been together for over 7 years and have an awesome relationship.

Once we settle in a house we will begin to save for our wedding.
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