I'd put Steve at being close on his high end with the more than 28%.
Reason being is people think you Body Fat is only on the surface. They don't take into account you have Body fat between and around your organs also, and the more you can see on the surface the more inter fat you have also.
This is why people think they are only 4% when they are all ripped when in reality they are still 6-8%
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