BTB and others have given great comments.
I'm gonna disagree with Kman on this point:
Originally Posted by kman025
bench- needs to come to chest
I bench to chest, but you only "need to
" come to chest in a PL competition. Granted, you don't want an artificially shallow bench, but an inch or two off your chest to spare your shoulders is no sin.
Originally Posted by jhuse2
Squating is the only lift I am afraid of. I can't go to failure because I have no way out. I don't want drop the weight because I don't want to break anything or chip my concrete.
You already made the right conclusion to squat lighter. You'll get better development with a lighter but deeper squat anyway.
You can look into BB hack squats, Jefferson squats or hip belt squats as safer alternatives...