Its all in how bad you want it. I also never had a gym membership till 2009 and thats because we lived with my daughter (didn't have any room for a bench/cage). Even now I have a Lat Pull Down/Low pulley by a pure fluke, ONLY go to the gym either with friends or for just cardio. This is only maybe once every 2 months or so.
You learn to find ways to do things with what you have if you want it bad enough.
With drive you can do anything you can do in a fancy gym with just a bench/cage and Db's as many past and presant lifters have prooved.
I also know guys that can't get drive outside a fancy gym. They need the motivation and attention of the members to drive them.
Not bashing. Just a observation from in my area were I live.
Give me a bench and some Db's and leave me the *uck alone. lol